Bill Clinton vs Bill Cosby

Several writers recently have asked an interesting question: Bill Cosby is accused of molesting a number of women, and paying off one or more of them, and is being treated as an outcast because of it. Bill Clinton is accused of molesting a number of women, and paying off one or more of them, and yet is still much loved by a large portion of the nation. What is the difference?  Is it because Bill Cosby is black and Bill Clinton is white? Is it because Bill Clinton is a Washington insider and Bill Cosby isn't? Is it because Hillary defends Bill Clinton but not Bill Cosby?

It is an interesting question.